Fresh Loan

About Us

We were founded on a simple belief: every Filipino deserves access to simple, fair, and transparent credit. We saw how the complexities of traditional finance hindered personal dreams and family progress.

So, we brought together a team of finance experts and tech innovators to create a better way. We use smart technology to simplify processes, but at our core is a Filipino heart—we understand your needs, your aspirations, and your dedication to family.

Our mission is to provide not just funds, but opportunity. Whether it's for your child's education, a small business, home renovation, or an unexpected emergency, we aim to be your trusted partner to help you move forward with confidence.

Our Values

More Than a Loan. We're Your Financial Solution

Integrity & Transparency

We believe in radical honesty. Clear terms, no hidden fees, and no surprises. We promise open and transparent communication with you.

Compassion & Malasakit

We treat every customer with deep care (Malasakit). We strive to understand your unique situation and provide respectful, human-centric service.

Empowerment & Growth

Our goal is to see you grow. We offer not just capital, but the ability to build financial confidence and achieve your goals.

Innovation & Simplicity

We constantly innovate to make accessing financial help incredibly simple, fast, and accessible right from the device in your palm.

Inclusion & Accessibility

Financial opportunity should be for everyone. We strive to create inclusive products that break down barriers and extend a helping hand to those often overlooked.

Partnership & Support

We walk with you. Beyond transactions, we aim to be a supportive partner, offering guidance and resources to help you navigate your financial journey with confidence.

Why Choose Us?

Fully Digital Process

Apply online in minutes—no more cumbersome paperwork.

Fast Decisions & Fund Transfer

Enjoy quick application reviews with funds sent directly to your account soon after approval.

Fair & Transparent Terms

Interest rates and fees are clearly shown upfront, so you can borrow with peace of mind.

Security First

We employ bank-level security technology to strongly protect your personal data and transactions.

Customer-Centric Support

Our support team is always ready to assist you and answer all your questions.

Local, Understanding Support

Our Filipino customer care team speaks your language and understands local needs, providing warm, patient, and effective help.